Mortgages and Lines of Credit

Whether you're buying or refinancing, we’ve got lots of ways to help you find your way home.

Need Help?

888-777-2770
Mortgages@thebeneficial.com

Mortgage Center Home

Applying online is as easy as 1-2-3. You can Apply Now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Beneficial Bank Mortgage Loan Specialist will follow up to answer your questions.
  4. Apply Now

Our goal is provide the highest level of service at competitive rates. Our Mortgage Loan Specialists are only a phone call away if you need help. Contact us at 888-777-2770.

Rate Watch

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Mortgage Calculators

How much would my monthly payment be?

How much can I save with a 15 year mortgage?

Can I save money by refinancing now?

How quickly can I pay off my mortgage by making additional payments?

Today's Rates

Conforming
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.037%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.440%  0.000%
Jumbo
30 Year Fixed Rate - Jumbo
 Rate  APR  Points
 4.000%  4.026%  0.000%
Home Equity Term First Position
HOME EQUITY 5 YEAR FIXED RATE
 Rate  APR  Points
 4.240%  4.240%  0.000%
HOME EQUITY 10 YEAR FIXED RATE
 Rate  APR  Points
 4.490%  4.490%  0.000%
HOME EQUITY 15 YEAR FIXED RATE
 Rate  APR  Points
 4.700%  4.700%  0.000%
Home Equity Term Second Position
HOME EQUITY 5 YEAR FIXED RATE - 2ND LIEN
 Rate  APR  Points
 4.740%  4.740%  0.000%
HOME EQUITY 10 YEAR FIXED RATE-2ND LIEN
 Rate  APR  Points
 4.990%  4.990%  0.000%
HOME EQUITY 15 YEAR FIXED RATE- 2ND LIEN
 Rate  APR  Points
 5.490%  5.490%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit Plus - 1ST LIEN
 Rate  APR  Points
 4.000%  4.000%  0.000%

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